Terms and Conditions Summary

www.pepperest.com is provided by Pepperest Ltd. (Pepperest)

Here is a summary of our Terms and Conditions (“Terms”). It highlights the most important parts of our detailed Terms which you can find on our website. These Terms are legally binding terms and conditions between you and Pepper Rest Africa Limited (“Pepper Rest, “our, “us”, “we” or the Company”) and govern your access to and the use of our website and all services (the “Service”) offered by us.

1.   Acceptance of Terms

Our Service is offered subject to acceptance of all the terms and conditions contained in our detailed Terms.

2.   Scope of Services

We are a company dedicated to the facilitation of secured transactions by offering escrow services for peer to peer transactions. We act as a trusted third-party that collects, holds and only disburses funds when both buyers and sellers are satisfied with their transaction.

3.   Service Fees

3.1   We charge Users 2.5% of the sum to be held in escrow for every transaction as service fees for the use of our platform.

4.   Dispute Resolution

Where there is a dispute between a buyer and a seller, we refer them to our in-house arbitrators for settlement of dispute.

5.   Prohibited Activities

You are not allowed to use our Site or Services for prohibited activities as stated in the Terms and we reserve the right to refuse such Transactions

6.   Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach our Terms and your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service.

7.   Indemnification

You agree to indemnify and hold harmless the Company, its affiliates and subsidiaries, its officers, directors, employees and agents, against all liabilities, costs, expenses, damages and losses (including any direct, indirect or consequential losses, loss of profit, loss of reputation and all interest penalties and legal and other reasonable professional costs and expenses) suffered or incurred as result of your misrepresentations, fraudulent use, illegal use of the use of this Website or claims against you for infringement of third party’s Intellectual Property in connection with your use if the Website.

In addition to our own substantial efforts, you can take several precautions to protect the security of your computer and personal information. For instance, when you are creating an account, endeavour to use a well-chosen password. You should avoid using any information that others can easily learn about you, such as a family member's name or birthday, and you can also use special characters in place of letters. You may change the password as often as you wish by going to “My Profile” and selecting "Change Password." We also recommend that you change your password frequently. You can also install and regularly update antivirus and firewall software to protect your computer from external attacks by malicious users. When you are finished with a session on our site, be sure that you log out and close the browser window.

Pepperest authorizes only those persons who need to know your personal information to administer your account, to provide or inform you about products and services, or to maintain, improve or administer our website to access your personal information.

8.   Limitation of Liability

In no event shall Pepper Rest, its directors, employees, partners, agents, suppliers, or affiliates, be liable for any indirect, incidental, special, consequential or punitive damages, including without limitation, loss of profits, data, use, goodwill, or other intangible losses, resulting from your use of the Site or the Services or your inability to use the Site or the Services or/and any legal proceedings between the Buyer and the Seller.

Pepperest is statutory obligated to retain the data you provide us with in order to process transactions, ensure settlements, make refunds, identify fraud and in compliance with laws and regulatory guidelines applicable to us, our banking providers and credit card processors.

Therefore, even after closing your Pepperest account, we will retain certain data to comply with these obligations.

9.   Disclaimer

Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis.

10.   Contact

If you have any questions about these Terms, please contact us at: +234809 944 0777 or contact@pepperest.com or A14 Willow Greens Osapa Lekki London